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Handling The Media In The High Profile Case Privacy, Security And The Public’s Right To Know” December 10, 2015 Judith A. Hartz, Esq. Moderator

December 10, 2015

Judith A. Hartz, Esq. moderated a seminar on handling high profile cases of the rich and famous, including violent crimes, divorce and related matters and civil cases and the onslaught of media inquiries and attention moments after receiving a retainer and the lessons learned from them.

Kozyra & Hartz, LLC 2015 Annual Wine Down & Holiday Food Drive

November 25, 2015

Dear Friends and Colleagues: On behalf of Kozyra & Hartz, LLC and the Nutley Family Service Bureau, we want to thank you and all of the other attendees and guests for your participation in Kozyra & Hartz, LLC's 2015 Annual Wine Down & Holiday Food Drive. As always, it was a pleasure to see old friends and meet new ones and to introduce you to each other in a relaxed and festive atmosphere where we can talk to each other, but it is especially rewarding when we can share our good fortune with others. You helped us raise needed cash donations and deliver a carload of food for the needy, which will be available for the upcoming holidays and in the weeks after for those in need. The Law Firm has been hosting this event for several years now, and we hope you will join us in future(...)

Judith A. Hartz, Esq. Was A Featured Speaker For A Continuing Legal Education Seminar Sponsored By The Essex County Bar Foundation: “Child Support: From Start To Emancipation” October 6, 2015

October 6, 2015

On Tuesday, October 6, 2015, Judith A. Hartz, Esq. appeared as a speaker at the Essex County Veterans Courthouse, Newark, New Jersey to lecture on "Child Support: From Start to Emancipation." Ms. Hartz discussed various aspects of child support, including extreme parental income situations, modification of a child support award, paying for college and extra-curricular activities and the termination of child support in a divorce proceeding.

Insurance Coverage – A Carriers’ Letter To A Policyholder Concerning Its Position As To Coverage On A Property D AM Age Claim Needs To Be Clear And Un AM Biguous

October 2, 2015

Michael J. Rankin reports a recent case finding that an insured's property damage coverage claim was not barred by a one year statute of limitation period in the policy due to the carrier's coverage letter being unclear as to what damage would or would not be covered. The insureds were owners of Jersey shore property who submitted a claim for damage incurred to property by Superstorm Sandy. In response the carrier sent a letter advising that it was "pleased to inform them" that wind damage from the storm would be covered under the policy. However, the carrier's letter was silent as to the specific dollar amounts that would be received and explained that damage due to flooding was not covered. Nearly nineteen (19) months later, the Policyholders filed a lawsuit for, amongst(...)

Consumer Protection Advertisements Must Be Clear And Complete As To Any Refund Policy

July 30, 2015

Michael J. Rankin reports a recent case finding a violation of the Consumer Fraud Act ("CFA") where a retirement community's advertisement brochures and sales presentations of a "90% refund" for entrance fees into the facility were materially misleading because the refund (based on a future resale to a subsequent resident to occupy the unit) could be significantly lower if a discounted entrance fee was given. Specifically, the sales presentations omitted reference to language included in the actual residence and care agreements which expressed that refunds would be based on the lesser of the resident's entrance fee or the fee paid by the subsequent resident who took the initial resident's unit. While the decision might also reflect the Court's extra concern for older citizens, it(...)